Skip to main content

​
XBuild terms, A to Z

Short definitions for the words you’ll meet across XBuild and these docs, each linking to the page that covers it in depth. ACV (actual cash value) — a claim’s replacement cost minus depreciation. XBuild works in RCV only; ACV and depreciation are managed in the carrier’s platform. Administrator — a member role that can change account-wide Settings: billing, connectors, pricing, packages, and team. See Members and roles. Checklist — a template of what to look at, photograph, and answer on site; each run yields a shareable report and feeds the AI. See Checklists. Component package — a reusable assembly of material, labor, and misc line items (plus optional construction logic) the AI builds retail estimates from. See Component packages. Connector — an account-level link between XBuild and a third-party tool — CRM, photos, supplier pricing, measurements, weather, or accounting. See the connectors overview. Contact — one directory record for a customer, adjuster, or anyone you work with; projects point at it instead of storing details per job. See Contacts. Deductible — the portion of a claim the policyholder pays out of pocket. XBuild doesn’t calculate or track deductibles; they’re handled on the carrier side. Deposit — the upfront payment a homeowner makes on a signed proposal, collected through XBuild. See Deposits and getting paid. Draft — the starting state of every new proposal version, before it’s published. E-signature — the homeowner’s electronic signature on a published proposal, plus any company countersignature your authorization settings require. See E-signatures and authorization. ESX — the Xactimate project file. An Xactimate-format publish delivers an .ESX you can open and edit in Xactimate. See Publishing to Xactimate. Estimate — the scope-of-work section of a proposal; retail estimates carry unit prices, margin, and totals, insurance estimates use Xactimate or Symbility. A proposal can hold several. Estimate preferences — company-wide rules for every estimate (scope, waste defaults, brands, documentation tone) under Settings → Estimation; package or layout logic wins on conflict. See Estimate preferences. Line item — a single estimate entry (material, labor, or misc) with description, quantity, unit price, margin setting, and total. See Your Catalog. Location — one physical branch of your company, with its own team members, component packages, layouts, and settings. See Locations. Member — a person on your company’s account. Members run jobs; Administrators also manage Settings and billing. See Members and roles. O&P (overhead and profit) — general-contractor markup on a multi-trade insurance estimate, applied as overhead % plus profit % on the eligible subtotal. Project — the workspace for one job: the chat, photos, documents, and proposals all live in it. One chat per project. Project page — the home screen for a single project, where the estimator, photos, documents, checklists, and proposals live together. See Projects overview. Proposal — the versioned, customer- or carrier-facing document a project produces (intro letter, photo galleries, estimates), arranged by a layout; what you publish and send. Proposal layout — the reusable arrangement of sections a proposal is built from; build your own alongside XBuild’s defaults. See Proposal layouts. Proposal version — an immutable snapshot of the proposal. Every save creates a new version, so published and signed versions never change underneath you. Publish — the only way to generate a proposal’s deliverables: shareable link, PDF, and (for insurance) format-specific files. See Publishing your proposal. RCV (replacement cost value) — the full cost to replace damaged property at today’s prices. XBuild estimates in RCV. Scope — the list of work on an estimate: the line items, their quantities, and the reasoning behind them. Seat — the right for one person to sign in to your company; every active or invited member occupies one. See Member seats. Share link — a link that shows a published proposal, or selected photos from an album, without an XBuild login. Signer — anyone whose signature a proposal requires (homeowner, co-signers, company counter-signers), each with their own link and status. See E-signatures and authorization. Supplement — evidence-backed items or corrections added to a carrier’s estimate; also XBuild’s post-publish supplementing service, which negotiates the scope with the carrier for you. Symbility — an insurance estimating format (now also known as Cotality); XBuild builds Symbility scopes and delivers a Symbility PDF cut on publish. See Publishing to Symbility. Token — the unit of AI usage: chat turns consume tokens, the first insurance publish per format adds a surcharge; plans include an allowance. See How tokens work. Xactimate — the industry-standard insurance estimating format. XBuild builds Xactimate scopes and delivers both the PDF cut and the .ESX project file on publish. Your Catalog — all your packages’ line items and prices — materials, labor, misc — under Settings → Item catalog; the AI builds retail estimates from it. See Your Catalog. For further assistance, contact XBuild Support at support@x.build.