Skip to main content

​
XBuild terms, A to Z

Short definitions for the words you’ll meet across XBuild and these docs, each linking to the page that covers it in depth. ACV (actual cash value) — a claim’s replacement cost minus depreciation. XBuild works in RCV only; ACV and depreciation are managed in the carrier’s platform. Administrator — a member role that can change account-wide Settings: billing, connectors, pricing, packages, and team. See Members and roles. Checklist — a template of what to look at, photograph, and answer on site; each run yields a shareable report and feeds the AI. See Checklists. Component package — a reusable assembly of material, labor, and misc line items (plus optional construction logic) the AI builds retail estimates from. See Component packages. Connector — an account-level link between XBuild and a third-party tool — CRM, photos, supplier pricing, measurements, weather, or accounting. See the connectors overview. Contact — one directory record for a customer, adjuster, or anyone you work with; projects point at it instead of storing details per job. See Contacts. Deductible — the portion of a claim the policyholder pays out of pocket. XBuild doesn’t calculate or track deductibles; they’re handled on the carrier side. Deposit — the upfront payment a homeowner makes on a signed proposal, collected through XBuild. See Deposits and getting paid. Draft — the starting state of every new proposal version, before it’s published. E-signature — the homeowner’s electronic signature on a published proposal, plus any company countersignature your authorization settings require. See E-signatures and authorization. ESX — the Xactimate project file. An Xactimate-format publish delivers an .ESX you can open and edit in Xactimate. See Publishing to Xactimate. Estimate — the scope-of-work section of a proposal; retail estimates carry unit prices, margin, and totals, insurance estimates use Xactimate or Symbility. A proposal can hold several. Estimate preferences — company-wide rules for every estimate (scope, waste defaults, brands, documentation tone) under Settings → Estimation; package or layout logic wins on conflict. See Estimate preferences. Line item — a single estimate entry (material, labor, or misc) with description, quantity, unit price, margin setting, and total. See Your Catalog. Location — one physical branch of your company, with its own team members, component packages, layouts, and settings. See Locations. Member — a person on your company’s account. Members run jobs; Administrators also manage Settings and billing. See Members and roles. O&P (overhead and profit) — general-contractor markup on a multi-trade insurance estimate, applied as overhead % plus profit % on the eligible subtotal. Project — the workspace for one job: the chat, photos, documents, and proposals all live in it. One chat per project. Project page — the home screen for a single project, where the estimator, photos, documents, checklists, and proposals live together. See Projects overview. Proposal — the versioned, customer- or carrier-facing document a project produces (intro letter, photo galleries, estimates), arranged by a layout; what you publish and send. Proposal layout — the reusable arrangement of sections a proposal is built from; build your own alongside XBuild’s defaults. See Proposal layouts. Proposal version — an immutable snapshot of the proposal. Every save creates a new version, so published and signed versions never change underneath you. Publish — the only way to generate a proposal’s deliverables: shareable link, PDF, and (for insurance) format-specific files. See Publishing your proposal. RCV (replacement cost value) — the full cost to replace damaged property at today’s prices. XBuild estimates in RCV. Scope — the list of work on an estimate: the line items, their quantities, and the reasoning behind them. Seat — what one Admin or Standard member uses; active and invited Admin and Standard members occupy one each, and Limited members are free. Your plan includes seats, and an Administrator can add more. See Seats and Limited users. Share link — a link that shows a published proposal, or selected photos from an album, without an XBuild login. Signer — anyone whose signature a proposal requires (homeowner, co-signers, company counter-signers), each with their own link and status. See E-signatures and authorization. Supplement — evidence-backed items or corrections added to a carrier’s estimate; also XBuild’s post-publish supplementing service, which negotiates the scope with the carrier for you. Symbility — an insurance estimating format (now also known as Cotality); XBuild builds Symbility scopes and delivers a Symbility PDF cut on publish. See Publishing to Symbility. Token — the unit of AI usage: chat turns consume tokens, the first insurance publish per format adds a surcharge; plans include an allowance. See How tokens work. Xactimate — the industry-standard insurance estimating format. XBuild builds Xactimate scopes and delivers both the PDF cut and the .ESX project file on publish. Your Catalog — all your packages’ line items and prices — materials, labor, misc — under Settings → Item catalog; the AI builds retail estimates from it. See Your Catalog. For further assistance, contact XBuild Support at support@x.build.